source:http://www.webdesignerdepot.com/2012/12/9-smart-ways-for-designers-to-save-money/ What is better to save money or to spend it on everything what you want, need? Some people save money for years, and some spend huge amount without any problems in one minute. What kind of person are you? source: http://manoukakopyan.com/blog/page/2/ WASTEFUL Overspending. It's really dangerous when you spend more money than you can afford. It's interconnected with credit cards, which banks are giving easily and people take even more easy. There is nothing wrong with credit cards if you are using it with your head and if you are aware of every consequences. But unfortunelty nowadays it's big problem, because people have not only one credit card, but also mortagages, cars loans and so on. All this factors can put you in never ending money debt. source: http://www.valuewalk.com/2012/07/visa-black-card-visas-most-prestigious-card/ What is better, to keep cash